Insurance Disputes

insuranceToo often Floridians pay for insurance coverage to protect them from a loss but instead suffer additional financial hardship and distress because an insurance company refuses to pay insurance benefits or fairly evaluate their claim.

This commonly occurs following an automobile accident, when a claim is submitted for uninsured motorist benefits under an automobile insurance policy. Uninsured motorist coverage is supposed to pay compensation for injuries and damages suffered as a result of the negligence of a driver of an uninsured motor vehicle or a hit and run automobile. Insurance disputes also often occur following a hurricane, windstorm, or a fire when claims are made for damages, replacement cost, lost business and lost revenue and the insurance company refuses to pay or delays payment.

At Roselli & Associates, P.A. we recognize that handling these cases require an aggressive and thorough investigation into the facts along with a compassionate understanding of the needs of our client during that difficult period following the loss. Roselli & Associates, P.A. is experienced in cases involving serious insurance disputes which may require complex and often contentious litigation. Our hard work, dedication and commitment to seeking justice for our clients and their loved ones is the driving force behind our reputation and our success in obtaining significant recoveries for our clients.

If you or a loved one are suffering the consequences of insurance company’s refusal to pay the benefits or coverage that you feel you are entitled to contact us so we may evaluate your case and get the compensation that is deserved.

 

Other Cases of Interest

Financial Advisor Sustains Knee Cap Fracture In Car Crash

$385,000 Recovery

David N. v. Naionwide Mutual Insurance
Pompano Beach, Broward County, FL
Attorney for Plaintiff: Robert M. Roselli

In a lawsuit on behalf of a 63 year old financial advisor who suffered a knee cap fracture in a car crash, the insurance company for the at fault driver soon tendered the bodily injury liability policy limits of merely $100,000. But David’s own insurance company refused to pay any uninsured motorist benefits believing that he had been fully compensated. Top medical experts were retained by attorney Robert M. Roselli to analyze the injury and were convinced that the injury was far more serious than thought, leaving David was now predisposed to suffer serious ligament injuries that required further surgery. With these additional expert opinions and analysis of our clients injuries, an additional $285,000 in underinsured motorist benefits was recovered from our clients automobile insurance company for a total recovery of $385,000.

Published:
Jury Verdict Review & Analysis Vol. 17, Issue 11, November 2007
Florida Jury Verdict Reporter Vol. XXIX, No. 8, August 2008

Insurance Company Destroys Automobile Insurance Coverage Form

$550,000 Recovery

Raiford B. v. National Insurance Carrier
Broward County, Florida
Attorney for Plaintiff: Robert M. Roselli

Three law firms had taken this case and then given up on Raiford B. who was badly injured in a car crash while driving a company car. The car causing the crash was not insured and the insurance company that insured Raiford B.’s company car ignored all requests for the Uninsured Motorist waiver form which is required in Florida for automobile insurance policies. After four years of uncertainty and rejection, Raiford B. finally retained Roselli & Associates. The commitment and creative legal strategies of Robert M. Roselli resulted in the discovery of adjuster e-mails, claim file notes and policy supplements suggesting the existence of uninsured motorist coverage. Eventually, the insurance company produced a blotched and suspicious copy and depositions of insurance company representatives revealed that the insurance company had destroyed the original uninsured motorist waiver for the policy and did so after it was requested, keeping only the blotched copy. After five (5) years of contentious litigation, the perseverance of Robert M. Roselli paid off for our client who received the compensation that he deserved.

 

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